Advisories
RCBC Pulz users get 30 free InstaPay transfers monthly starting July 4
RCBC Pulz users can make their first 30 InstaPay transfers each month for free starting July 4, 2026.
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“Almost all digital transactions will soon be free,” says Finance chief
Finance Secretary Frederick Go welcomed BPI and RCBC's fee-free transfer initiatives and expressed hope that more digital transactions will eventually become free.
1 min read
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LANDBANK to offer free InstaPay and PESONet transfers starting July 7
LANDBANK will waive InstaPay and PESONet transfer fees starting July 7, 2026, joining the growing list of Philippine banks offering free transfers.
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UnionBank makes InstaPay and PESONet transfers free starting July 7
UnionBank will offer ₱0 InstaPay and PESONet transfer fees through UnionBank Online starting July 7, 2026, along with several other free digital payment services.
1 min read
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PNB waives InstaPay and PESONet fees starting July 10
PNB will offer free domestic InstaPay and PESONet transfers through PNB Digital starting July 10, 2026, ahead of its 110th anniversary.
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InstaPay transactions jumped nearly 7x in two years
InstaPay transaction volume surged from 99.4 million to 693 million in two years as Filipinos rapidly shifted toward real-time digital money transfers.
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New BSP rule bans backend deductions on digital transfers
BSP Circular No. 1238 requires recipients to receive the full amount of digital transfers and ties interbank fees to actual processing costs.
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House urged banks to cut transfer fees. Some already charge ₱0
The House of Representatives is urging banks and remittance centers to lower or waive transaction fees, as some digital banks already offer zero-fee transfers.
1 min read