Kaskasan Buddies (KKB) partnered with the Credit Information Corporation (CIC) to host a free educational webinar that helped Filipinos understand their credit scores and how these can affect important financial decisions.
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Your credit score helps lenders assess your creditworthiness when you apply for a credit card or loan, with better scores generally improving approval chances.
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First-time borrowers can struggle to access formal credit because lenders have limited information to assess applicants with little or no credit history.
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House bill wants to count daily digital spending to prove creditworthiness.
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KasKasan Buddies joins CIBI U as a founding partner, supporting efforts to give Filipinos more practical information about credit scores, credit reports, and responsible borrowing.
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Credit card debt in the Philippines is generally a civil matter, but unpaid balances can lead to growing interest, collection actions, damaged credit records, and possible civil proceedings.
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