All Articles

3 articles

Filter results

Sort articles

Selected filters

Why your bank’s OTP is changing on June 30, 2026

BSP-supervised banks and payment providers are phasing out SMS and email OTPs for high-risk transactions by June 30, 2026, replacing them with stronger authentication methods.

3 min read

Advisories

GCash replaces SMS OTPs with in-app authentication

GCash is replacing SMS-based OTPs with secure in-app OTPs to make transactions harder for scammers to intercept.

3 min read

Advisories

No more SMS OTPs: Paano na tayo magla-login starting June 25, 2026?

BSP Circular No. 1213 requires banks to replace SMS and email OTPs for high-risk transactions with stronger authentication methods such as biometrics and device-based verification.

2 min read