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AUB Classic Mastercard card design
AUBUpdated Sep 29, 2026

AUB Classic Mastercard

No Annual Fee For Life (NAFFL)

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Annual feeNAFFL
NetworkMastercard
Minimum income₱600,000/year
Best forRewards

Everything important, in one place.

Overview

Provider
AUB
Best for
Rewards

Features

  • No Annual Fee For Life (NAFFL)
  • Choose your payment frequency: monthly, bi-monthly, or weekly
  • Choose your exact payment due date to align with your payday, offering options for monthly, bi-monthly, or weekly payment schedules
  • Choose a fixed Minimum Amount Due (starting at ₱250) based on your budget and preferred payment frequency (monthly, bi-monthly, or weekly)

Lock Card Feature

  • N/A

Fees

Annual fee
NAFFL
Monthly interest
3%
Foreign transaction fee
2.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and AUB at posting time

Cross-border fee
1%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱600,000/year

Rewards and cashback

Card purpose
Rewards
Earning rate
1 Reward Point for every ₱50 spend
Network
Mastercard