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BOC Classic Mastercard card design
BOCUpdated Sep 29, 2026

BOC Classic Mastercard

Earn reward points for every spend

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Annual fee₱1,500/year
NetworkMastercard
Minimum income₱120,000/year
Best forDining

Everything important, in one place.

Overview

Provider
BOC
Best for
Dining

Features

  • Earn reward points for every spend

Lock Card Feature

  • N/A

Card features

  • Beginner Friendly
  • Shopping

Fees

Annual fee
₱1,500/year
Monthly interest
3%
Foreign transaction fee
2.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Bank of Commerce at posting time

Cross-border fee
N/A

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • A fee of ₱50 for each payment exceeding three (3) within a statement cycle through non-BankCom payment channels

Eligibility

Minimum income
₱120,000/year

Rewards and cashback

Card purpose
Dining
Earning rate
1 Reward Point for every ₱50 spend
  • 5X Rewards Points on dining and shopping spend
  • 2X Rewards Points on Autosweep Loading Stations spend
Network
Mastercard