BOCUpdated Sep 29, 2026
BOC Platinum Mastercard
Free Travel Insurance up to ₱2 million
Annual fee₱4,000/year
NetworkMastercard
Minimum income₱1,200,000/year
Best forRewards
Everything important, in one place.
Overview
- Provider
- BOC
- Best for
- Rewards
Features
- Free Travel Insurance up to ₱2 million
- Dual currency billing – pay in USD and PHP
Lock Card Feature
- N/A
Card features
- Dining
- Gas
- Low Forex
- Travel
Fees
- Annual fee
- ₱4,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 1.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Bank of Commerce at posting time
- Cross-border fee
- N/A
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- A fee of ₱50 for each payment exceeding three (3) within a statement cycle through non-BankCom payment channels
Eligibility
- Minimum income
- ₱1,200,000/year
Rewards and cashback
- Card purpose
- Rewards
- Earning rate
- 1 Reward Point for every ₱25 spend
- 5X Rewards Points on dining and shopping spend
- 2X Rewards Points on Petron stations spend
- 2X Rewards Points on Autosweep Loading Stations spend
- 1 Mabuhay Mile for every ₱30 spend
- 1 AirAsia Point for every ₱15 spend on select merchants
- Network
- Mastercard
Travel perks
- Travel benefit
- FREE Travel Insurance