BPIUpdated Oct 12, 2026
BPI DOS Mastercard
All purchases automatically convert to 2-month, 0% interest installments with no minimum amount required
Annual fee₱3,000/year
NetworkMastercard
Minimum income₱180,000/year
Best forRewards
Everything important, in one place.
Overview
- Provider
- BPI
- Best for
- Rewards
Features
- All purchases automatically convert to 2-month, 0% interest installments with no minimum amount required
Lock Card Feature
- Temporary Block Card only
Card features
- Beginner Friendly
Fees
- Annual fee
- ₱3,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and BPI at posting time
- Cross-border fee
- 3%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱180,000/year
Rewards and cashback
- Card purpose
- Rewards
- Earning rate
- 1 BPI Point for every ₱50 spend
- Network
- Mastercard