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BPI Edge Mastercard card design
BPIUpdated Oct 12, 2026

BPI Edge Mastercard

Low Forex Rate of 1.85%

Apply now
Annual fee₱1,320/year
NetworkMastercard
Minimum income₱180,000/year
Best forRewards

Everything important, in one place.

Overview

Provider
BPI
Best for
Rewards

Features

  • Low Forex Rate of 1.85%

Lock Card Feature

  • Temporary Block Card only

Card features

  • Beginner Friendly
  • Low Forex

Fees

Annual fee
₱1,320/year
Monthly interest
3%
Foreign transaction fee
1.85%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and BPI at posting time

Cross-border fee
1%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱180,000/year

Rewards and cashback

Card purpose
Rewards
Earning rate
1 BPI Point for every ₱50 spend
Network
Mastercard