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BPI Free+ Visa Platinum card design
BPIUpdated Sep 29, 2026

BPI Free+ Visa Platinum

No Annual Fee For Life (NAFFL)

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Annual feeNAFFL
NetworkVisa
Minimum incomeNo annual fee
Best forVisa

Everything important, in one place.

Overview

Provider
BPI
Best for
Visa

Features

  • No Annual Fee For Life (NAFFL)
  • Low finance charge of 2.5%.
  • 15% Interest cashback when you pay the minimum amount due on time

Lock Card Feature

  • Temporary Block Card only

Disclaimer

This offer is available only to pre-qualified BPI depositors

Fees

Annual fee
NAFFL
Monthly interest
2.5%
Foreign transaction fee
3
  • 3.00%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and BPI at posting time

Cross-border fee
1
  • 1%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
No annual fee

Rewards and cashback

Card purpose
Visa
Network
Visa

Rewards

•