Back to all cards
BPI Platinum Rewards Mastercard card design
BPIUpdated Oct 12, 2026

BPI Platinum Rewards Mastercard

Low Forex Rate of 1.85%

Apply now
Annual fee₱4,000/year
NetworkMastercard
Minimum income₱600,000/year
Best forRewards

Everything important, in one place.

Overview

Provider
BPI
Best for
Rewards

Features

  • Low Forex Rate of 1.85%
  • Up to four (4) Complimentary Airport Lounge Access per year via Priority Pass - subject to required spend
  • Free Travel Insurance up to ₱10 million
  • 0% Installment on airline tickets for up to 6 months

Lock Card Feature

  • Temporary Block Card only

Card features

  • International Airport Lounge
  • Low Forex
  • Travel

Fees

Annual fee
₱4,000/year
Monthly interest
3%
Foreign transaction fee
1.85%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and BPI at posting time

Cross-border fee
1%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱600,000/year

Rewards and cashback

Card purpose
Rewards
Earning rate
2 BPI Points for every ₱30 local spend
  • 2 BPI Points for every ₱20 foreign currency spend online and abroad
Network
Mastercard

Travel perks

Travel benefit
FREE Travel Insurance