BPIUpdated Oct 13, 2026
BPI Rewards Mastercard
No Annual Fee promo until Dec 15, 2026. T&Cs Apply.
Annual fee₱1,550/year
NetworkMastercard
Minimum income₱180,000/year
Best forRewards
Everything important, in one place.
Welcome offers
No Annual Fee promo until Dec 15, 2026. T&Cs Apply.
Overview
- Provider
- BPI
- Best for
- Rewards
Features
- Low Forex Rate of 1.85%
- Free Travel Insurance up to ₱2 million
Lock Card Feature
- Temporary Block Card only
Card features
- Beginner Friendly
- Low Forex
- NAFFL
Fees
- Annual fee
- ₱1,550/year
- Monthly interest
- 3%
- Foreign transaction fee
- 1.85%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and BPI at posting time
- Cross-border fee
- 1%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱180,000/year
Rewards and cashback
- Card purpose
- Rewards
- Earning rate
- 1 BPI Point for every ₱35 spend
- Network
- Mastercard
Travel perks
- Travel benefit
- FREE Travel Insurance