Back to all cards
BPI Visa Signature  card design
BPIUpdated Oct 13, 2026

BPI Visa Signature

No Annual Fee promo until Dec 15, 2026. T&Cs Apply.

Apply now
Annual fee₱5,500/year
NetworkVisa
Minimum income₱1,200,000/year
Best forTravel

Everything important, in one place.

Welcome offers

No Annual Fee promo until Dec 15, 2026. T&Cs Apply.

Overview

Provider
BPI
Best for
Travel

Features

  • Low Forex Rate of 1.85%
  • Free Unlimited Airport Lounge Access at Marhaba and PAGSS
  • Free Travel Insurance up to ₱20 million
  • Special forex rates in bank branches for travel
  • Top tier card with dining discounts up to 50% OFF

Lock Card Feature

  • Temporary Block Card only

Card features

  • FREE Travel Insurance
  • Low Forex
  • NAFFL

Fees

Annual fee
₱5,500/year
Monthly interest
3%
Foreign transaction fee
1.85%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and BPI at posting time

Cross-border fee
1%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱1,200,000/year

Rewards and cashback

Card purpose
Travel
Earning rate
2 BPI Points for every ₱20 spend
Network
Visa

Travel perks

Travel benefit
Airport Lounge in the Philippines