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Chinabank Cash Rewards Mastercard card design
CBCUpdated Sep 29, 2026

Chinabank Cash Rewards Mastercard

6% Cashback on non-grocery, non-gas, non-drugstore spending with ₱1,000 minimum spend

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Annual fee₱3,588/year
NetworkMastercard
Minimum income₱250,000/year
Best forCashback

Everything important, in one place.

Overview

Provider
CBC
Best for
Cashback

Features

  • 6% Cashback on non-grocery, non-gas, non-drugstore spending with ₱1,000 minimum spend
  • 1% Cashback on gas and drugstore spending with ₱1,000 minimum spend
  • 1% Cashback on grocery and supermarket spending with ₱5,000 minimum spend

Lock Card Feature

  • Yes, via My CBC App

Disclaimer

All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in February 2023

Card features

  • Dining
  • Family
  • Gas
  • Groceries
  • Shopping

Fees

Annual fee
₱3,588/year
Monthly interest
3%
Foreign transaction fee
2.50
  • 2.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Chinabank at posting time

Cross-border fee
2.50
  • 2.50%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • A fee of ₱50 for each payment exceeding three (3) within a statement cycle through non-CBC payment channels

Eligibility

Minimum income
₱250,000/year

Rewards and cashback

Card purpose
Cashback
Network
Mastercard

Cashback

  • Cashback of up to ₱1,000/month