CBCUpdated Sep 29, 2026
Chinabank Destinations Platinum Mastercard
Free Travel Insurance up to ₱20 million
Annual fee₱4,000/year
NetworkMastercard
Minimum income₱250,000/year
Best forTravel
Everything important, in one place.
Overview
- Provider
- CBC
- Best for
- Travel
Features
- Free Travel Insurance up to ₱20 million
- Free 1-year Accor Plus Explorer membership upon spending ₱5,000 within 60 days
Lock Card Feature
- Yes, via My CBC App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in February 2023
Card features
- FREE Hotel Status
Fees
- Annual fee
- ₱4,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 2.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Chinabank at posting time
- Cross-border fee
- 2.50%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- A fee of ₱50 for each payment exceeding three (3) within a statement cycle through non-CBC payment channels
Eligibility
- Minimum income
- ₱250,000/year
Rewards and cashback
- Card purpose
- Travel
- Earning rate
- 1 Reward Point for every ₱60 spend
- 1 Air Mile for every ₱60 spend
- Network
- Mastercard
Travel perks
- Travel benefit
- FREE Travel Insurance