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Chinabank @home Visa Platinum card design
CBCUpdated Sep 29, 2026

Chinabank @home Visa Platinum

Complimentary ₱4,000 SM Supermarket e-voucher upon spending ₱8,000 within 60 days

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Annual fee₱3,000/year
NetworkVisa
Minimum income₱250,000/year
Best forCashback

Everything important, in one place.

Overview

Provider
CBC
Best for
Cashback

Features

  • Complimentary ₱4,000 SM Supermarket e-voucher upon spending ₱8,000 within 60 days
  • 5% family Cashback
  • 0% installment on school and medical expenses
  • Exclusive family promo deals
  • No Annual Fee For Life (NAFFL) for up to ten (10) Supplementary Cardholders

Lock Card Feature

  • Yes, via My CBC App

Disclaimer

All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in October 2025

Card features

  • Dining
  • Family
  • Gas
  • Groceries
  • Health

Fees

Annual fee
₱3,000/year
Monthly interest
3%
Foreign transaction fee
2.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Chinabank at posting time

Cross-border fee
2.50%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • A fee of ₱50 for each payment exceeding three (3) within a statement cycle through non-CBC payment channels

Eligibility

Minimum income
₱250,000/year

Rewards and cashback

Card purpose
Cashback
Network
Visa

Cashback

  • 5% Cashback of up to ₱1,500 per statement cycle