CBCUpdated Oct 19, 2026
Chinabank Platinum Mastercard
Free Travel Insurance up to ₱20 million
Annual fee₱3,500/year
NetworkMastercard
Minimum income₱250,000/year
Best forCashback
Everything important, in one place.
Overview
- Provider
- CBC
- Best for
- Cashback
Features
- Free Travel Insurance up to ₱20 million
- 5% Cashback when you fuel up at any local gas station
- Complimentary Chinabank-SMAC membership upon spending ₱10,000
Lock Card Feature
- Yes, via My CBC App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in February 2023
Card features
- Gas
Fees
- Annual fee
- ₱3,500/year
- Monthly interest
- 3%
- Foreign transaction fee
- 2.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Chinabank at posting time
- Cross-border fee
- 2.50%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- A fee of ₱50 for each payment exceeding three (3) within a statement cycle through non-CBC payment channels
Eligibility
- Minimum income
- ₱250,000/year
Rewards and cashback
- Card purpose
- Cashback
- Earning rate
- 1 Reward Point for every ₱30 spend
- Network
- Mastercard
Travel perks
- Travel benefit
- FREE Travel Insurance