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Chinabank Velvet Visa Signature card design
CBCUpdated Sep 29, 2026

Chinabank Velvet Visa Signature

Enjoy free PANDORA Classic Bracelet and Charm with a minimum spend of ₱6,000 within 60 days from card delivery date

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Annual fee₱3,500/year
NetworkVisa
Minimum income₱250,000/year
Best forShopping

Everything important, in one place.

Overview

Provider
CBC
Best for
Shopping

Features

  • Enjoy free PANDORA Classic Bracelet and Charm with a minimum spend of ₱6,000 within 60 days from card delivery date
  • Up to 50% off on shopping, including beauty products, wellness, jewelry, home goods, and more
  • Get ₱800 Cashback if you spend at least ₱8,000 every 8th of the month

Lock Card Feature

  • Yes, via My CBC App

Disclaimer

All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in February 2023

Card features

  • Cashback

Fees

Annual fee
₱3,500/year
Monthly interest
3%
Foreign transaction fee
2.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Chinabank at posting time

Cross-border fee
2.50%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • A fee of ₱50 for each payment exceeding three (3) within a statement cycle through non-CBC payment channels

Eligibility

Minimum income
₱250,000/year

Rewards and cashback

Card purpose
Shopping
Earning rate
1 Reward Point for every ₱30 qualified spend
Network
Visa