CBCUpdated Oct 19, 2026
Chinabank Wealth World Elite Mastercard
No Annual Fee For Life (NAFFL)
Annual feeN/A
NetworkMastercard
Minimum incomeBy Invitation Only
Best forTravel
Everything important, in one place.
Overview
- Provider
- CBC
- Best for
- Travel
Features
- No Annual Fee For Life (NAFFL)
- Low Forex Rate of 1.70%
- Ten (10) Complimentary Airport Lounge Access
- Free Travel Insurance up to $500,000
- 5% Cashback when you fuel up at any local gas station
- Complimentary Chinabank-SMAC Prestige membership
<i> • By Invitation Only</i>
Lock Card Feature
- Yes, via My CBC App
Card features
- Cashback
- FREE SMAC Prestige
- Gas
- Low Forex
- Low Spend to Miles Earning
Fees
- Annual fee
- N/A
- Monthly interest
- 3%
- Foreign transaction fee
- 1.70%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Chinabank at posting time
- Cross-border fee
- 1.70%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- A fee of ₱50 for each payment exceeding three (3) within a statement cycle through non-CBC payment channels
Eligibility
- Minimum income
- By Invitation Only
Rewards and cashback
- Card purpose
- Travel
- Earning rate
- 1 Reward Point for every ₱30 spend locally or ₱15 spend abroad
- 1 Reward Point = 1 Air Mile
- Network
- Mastercard
Travel perks
- Travel benefit
- International Airport Lounge