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Chinabank World Mastercard card design
CBCUpdated Oct 19, 2026

Chinabank World Mastercard

Free Travel Insurance up to ₱20 million

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Annual fee₱6,000/year
NetworkMastercard
Minimum income₱250,000/year
Best forCashback

Everything important, in one place.

Overview

Provider
CBC
Best for
Cashback

Features

  • Free Travel Insurance up to ₱20 million
  • 5% Cashback when you fuel up at any local gas station
  • Complimentary Chinabank-SMAC Prestige membership

Lock Card Feature

  • Yes, via My CBC App

Disclaimer

All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in February 2023

Card features

  • Gas

Fees

Annual fee
₱6,000/year
Monthly interest
3%
Foreign transaction fee
2.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Chinabank at posting time

Cross-border fee
2.50%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • A fee of ₱50 for each payment exceeding three (3) within a statement cycle through non-CBC payment channels

Eligibility

Minimum income
₱250,000/year

Rewards and cashback

Card purpose
Cashback
Earning rate
1 Reward Point for every ₱30 spend
Network
Mastercard

Travel perks

Travel benefit
FREE Travel Insurance