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EastWest Gold Visa card design
EWUpdated Oct 12, 2026

EastWest Gold Visa

Free Travel Insurance up to ₱20 million

Apply now
Annual fee₱2,500/year
NetworkVisa
Minimum income₱480,000/year
Best forRewards

Everything important, in one place.

Overview

Provider
EW
Best for
Rewards

Features

  • Free Travel Insurance up to ₱20 million
  • Enjoy exclusive year-round perks and discounts from partner merchants
  • Convert points into eGifts, vouchers, miles, or cash rebates

Lock Card Feature

  • Yes, via ESTA

Fees

Annual fee
₱2,500/year
Monthly interest
3%
Foreign transaction fee
2.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and EastWest at posting time

Cross-border fee
2.50%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • ₱50 fee for more than 3 credit card payments

Eligibility

Minimum income
₱480,000/year

Rewards and cashback

Card purpose
Rewards
Earning rate
1 Reward Point for every ₱100 spend
Network
Visa

Travel perks

Travel benefit
FREE Travel Insurance