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EastWest JCB Gold card design
EWUpdated Oct 12, 2026

EastWest JCB Gold

6 complimentary access to JCB lounge visits in Japan and Hawaii

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Annual fee₱2,500/year
NetworkJCB
Minimum income₱300,000/year
Best forRewards

Everything important, in one place.

Overview

Provider
EW
Best for
Rewards

Features

  • 6 complimentary access to JCB lounge visits in Japan and Hawaii
  • Free access to JCB Plaza Lounges in major cities
  • Free Travel Insurance up to ₱20 million

Lock Card Feature

  • Yes, via ESTA

Card features

  • Travel

Fees

Annual fee
₱2,500/year
Monthly interest
3%
Foreign transaction fee
2%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and EastWest at posting time

Cross-border fee
2%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • ₱50 fee for more than 3 credit card payments

Eligibility

Minimum income
₱300,000/year

Rewards and cashback

Card purpose
Rewards
Earning rate
1 Reward Point for every ₱100 spend
Network
JCB

Travel perks

Travel benefit
International Airport Lounge