HSBCUpdated Sep 29, 2026
HSBC Cash Back Gold Visa
6% Rebate on your first Caltex fuel purchase, then 3% rebate all year with a maximum total Cashback of ₱20,000
Annual fee₱2,500/year
NetworkVisa
Minimum income₱200,000/year
Best forCashback
Everything important, in one place.
Overview
- Provider
- HSBC
- Best for
- Cashback
Features
- 6% Rebate on your first Caltex fuel purchase, then 3% rebate all year with a maximum total Cashback of ₱20,000
- 5% Cashback on dining transactions
- 1% Cashback on back-to-school department store purchases in May–August
- 1% Cashback on international spend in January, April, May, and December
- 0.2% Cashback on all other transactions
Lock Card Feature
- N/A
Note
- Please be advised that HSBC has discontinued accepting new applications for the HSBC Gold Visa Credit Card
- If you're interested in this card or similar perks, you may consider upgrading to or applying for an HSBC Live+ and HSBC Red Platinum Mastercard
Card features
- Dining
- Gas
- School Expenses
Fees
- Annual fee
- ₱2,500/year
- Monthly interest
- 3%
- Foreign transaction fee
- 2.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and HSBC at posting time
- Cross-border fee
- 1%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱200,000/year
Rewards and cashback
- Card purpose
- Cashback
- Network
- Visa
Cashback
- Cashback of up to ₱1,200/month