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HSBC Live+ Visa Signature card design
HSBCUpdated Oct 19, 2026

HSBC Live+ Visa Signature

KKB Exclusive No Annual Fee + 2K Cashback promo until Nov 30, 2026. T&Cs Apply.

Apply now
Annual fee₱5,000/year
NetworkVisa
Minimum income₱400,000/year
Best forCashback

Everything important, in one place.

Welcome offers

KKB Exclusive No Annual Fee + 2K Cashback promo until Nov 30, 2026. T&Cs Apply.

Overview

Provider
HSBC
Best for
Cashback

Features

  • Free Travel Insurance up to ₱10 million
  • 8% Cashback on dining spend
  • 5% Cashback on shopping, entertainment, and travel spend
  • 2% Cashback on fast food and selected categories
  • 0.2% Cashback on all other transactions
  • 6% Rebate on your first Caltex fuel purchase, 3% rebate all year round
  • Minimum monthly accumulated spend of ₱10,000 is required to avail the higher Cashback rates

Lock Card Feature

  • N/A

Card features

  • Dining
  • Gas
  • NAFFL
  • Online Spend
  • Shopping
  • Travel

Fees

Annual fee
₱5,000/year
Monthly interest
3%
Foreign transaction fee
2.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and HSBC at posting time

Cross-border fee
1%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱400,000/year

Rewards and cashback

Card purpose
Cashback
Network
Visa

Cashback

  • Cashback of up to ₱1,250/month

Travel perks

Travel benefit
FREE Travel Insurance