HSBCUpdated Oct 19, 2026
HSBC Premier Mastercard
No Annual Fee For Life (NAFFL) for HSBC Premier client maintaining a Total Relationship Balance of ₱3 million or its foreign currency equivalent
Annual fee₱6,000/year
NetworkMastercard
Minimum income₱3,600,000/year
Best forTravel
Everything important, in one place.
Overview
- Provider
- HSBC
- Best for
- Travel
Features
- No Annual Fee For Life (NAFFL) for HSBC Premier client maintaining a Total Relationship Balance of ₱3 million or its foreign currency equivalent
- Free Travel Insurance up to ₱10 million
- 6% Rebate on your first Caltex fuel purchase, then 3% rebate all year with a maximum total Cashback of ₱20,000
- 4 Bonus Points on overseas purchases or any transactions in foreign currency, including local online purchases made in foreign currency
Lock Card Feature
- N/A
Card features
- Gas
- Low Spend to Miles Earning
Fees
- Annual fee
- ₱6,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 2.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and HSBC at posting time
- Cross-border fee
- 1%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱3,600,000/year
Rewards and cashback
- Card purpose
- Travel
- Earning rate
- 1 Bonus Point for every ₱20 spend
- 4X Bonus Points for every ₱20 overseas spend
- 3X Bonus Points on local shopping or dining spend
<i>Overseas and online transactions:</i>
- 1 Air Mile/KrisFlyer Mile for every ₱25 spend
- 1 Mabuhay Mile for every ₱30 spend
<i>Local dining and shopping transactions:</i>
- 1 Air Mile/KrisFlyer Mile for every ₱34 spend
- 1 Mabuhay Mile for every ₱40 spend
- Network
- Mastercard
Travel perks
- Travel benefit
- FREE Travel Insurance