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HSBC Rebate Visa Platinum card design
HSBCUpdated Sep 29, 2026

HSBC Rebate Visa Platinum

Free Travel Insurance up to ₱10 million

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Annual fee₱5,000/year
NetworkVisa
Minimum income₱500,000/year
Best forCashback

Everything important, in one place.

Overview

Provider
HSBC
Best for
Cashback

Features

  • Free Travel Insurance up to ₱10 million
  • 6% Rebate on your first Caltex fuel purchase, then 3% rerbate all year with a maximum total Cashback of ₱20,000
  • 5% Cashback on shopping spend
  • 5% Cashback on travel-related spend
  • 1% Cashback on domestic insurance spend
  • 0.5% Cashback on all other transactions including groceries

Lock Card Feature

  • N/A

Note

  • Please be advised that HSBC has discontinued accepting new applications for the HSBC Platinum Visa Credit Card
  • If you're interested in this card or similar perks, you may consider upgrading to or applying for an HSBC Live+ and HSBC Red Platinum Mastercard

Fees

Annual fee
₱5,000/year
Monthly interest
3%
Foreign transaction fee
2.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and HSBC at posting time

Cross-border fee
1%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱500,000/year

Rewards and cashback

Card purpose
Cashback
Network
Visa

Cashback

  • Cashback of up to ₱1,200/month

Travel perks

Travel benefit
FREE Travel Insurance