MBTCUpdated Oct 13, 2026
Metrobank Cashback Visa Platinum
No Annual Fee promo until Dec 31, 2026. T&Cs Apply.
Annual fee₱3,500/year
NetworkVisa
Minimum income₱700,000/year
Best forCashback
Everything important, in one place.
Welcome offers
No Annual Fee promo until Dec 31, 2026. T&Cs Apply.
Overview
- Provider
- MBTC
- Best for
- Cashback
Features
- 5% Cashback on all groceries, telecoms, school, and bookstore spend
- 0.2% Cashback on all other categories
Lock Card Feature
- Yes, via Metrobank App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated on March 11, 2026
Card features
- Groceries
- NAFFL
Fees
- Annual fee
- ₱3,500/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Metrobank at posting time
- Cross-border fee
- 1%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱700,000/year
Rewards and cashback
- Card purpose
- Cashback
- Network
- Visa
Cashback
- Cashback of up to ₱1,000/month