MBTCUpdated Sep 29, 2026
Metrobank Platinum Mastercard
Free e-commerce protection insurance for online purchases
Annual fee₱5,000/year
NetworkMastercard
Minimum income₱700,000/year
Best forRewards
Everything important, in one place.
Overview
- Provider
- MBTC
- Best for
- Rewards
Features
- Free e-commerce protection insurance for online purchases
- Up to 50% OFF on premium dining deals
Lock Card Feature
- Yes, via Metrobank App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated on March 11, 2026
Fees
- Annual fee
- ₱5,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Metrobank at posting time
- Cross-border fee
- 1%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱700,000/year
Rewards and cashback
- Card purpose
- Rewards
- Earning rate
- 1 Reward Point for every ₱20 spend
- Network
- Mastercard