MBTCUpdated Oct 19, 2026
Metrobank Titanium Mastercard
No Annual Fee promo until Dec 31, 2026
Annual fee₱2,500/year
NetworkMastercard
Minimum income₱350,000/year
Best forShopping
Everything important, in one place.
Welcome offers
No Annual Fee promo until Dec 31, 2026
Overview
- Provider
- MBTC
- Best for
- Shopping
Features
- 2X Points on online, department store, and dining transactions
Lock Card Feature
- Yes, via Metrobank App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated on March 11, 2026
Card features
- Beginner Friendly
- Department Stores
- Dining
- NAFFL
- Online Spend
Fees
- Annual fee
- ₱2,500/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Metrobank at posting time
- Cross-border fee
- 1%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱350,000/year
Rewards and cashback
- Card purpose
- Shopping
- Earning rate
- 1 Reward Point for every ₱20 spend
- Network
- Mastercard