
Annual fee₱6,000/year
NetworkMastercard
Minimum income₱700,000/year
Best forTravel
Everything important, in one place.
Overview
- Provider
- MBTC
- Best for
- Travel
Features
- Low Forex Rate of 1.85%
- Two (2) Complimentary Airport Lounge Access per year via Mastercard Travel Pass
- Free Unlimited Airport Lounge Access at PAGSS
- Up to 50% OFF on deals here and abroad
Lock Card Feature
- Yes, via Metrobank App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated on March 11, 2026
Card features
- Low Forex
- Low Spend to Miles Earning
Fees
- Annual fee
- ₱6,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 1.85%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Metrobank at posting time
- Cross-border fee
- 1%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱700,000/year
Rewards and cashback
- Card purpose
- Travel
- Earning rate
- 1 Air Mile for every ₱17 spend on forex, online, and hotel stays
- 1 Air Mile for every ₱50 spend on other categories
- Network
- Mastercard
Travel perks
- Travel benefit
- International Airport Lounge
