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Metrobank World Mastercard card design
MBTCUpdated Oct 12, 2026

Metrobank World Mastercard

Low Forex Rate of 1.85%

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Annual fee₱6,000/year
NetworkMastercard
Minimum income₱700,000/year
Best forTravel

Everything important, in one place.

Overview

Provider
MBTC
Best for
Travel

Features

  • Low Forex Rate of 1.85%
  • Two (2) Complimentary Airport Lounge Access per year via Mastercard Travel Pass
  • Free Unlimited Airport Lounge Access at PAGSS
  • Up to 50% OFF on deals here and abroad

Lock Card Feature

  • Yes, via Metrobank App

Disclaimer

All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated on March 11, 2026

Card features

  • Low Forex
  • Low Spend to Miles Earning

Fees

Annual fee
₱6,000/year
Monthly interest
3%
Foreign transaction fee
1.85%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Metrobank at posting time

Cross-border fee
1%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱700,000/year

Rewards and cashback

Card purpose
Travel
Earning rate
1 Air Mile for every ₱17 spend on forex, online, and hotel stays
  • 1 Air Mile for every ₱50 spend on other categories
Network
Mastercard

Travel perks

Travel benefit
International Airport Lounge