Annual fee₱300/year
NetworkVisa
Minimum income₱120,000/year
Best forInstallment
Everything important, in one place.
Overview
- Provider
- PNB
- Best for
- Installment
Features
- Free Travel Insurance up to ₱1 million
- No Annual Fee For Life (NAFFL) for all Supplementary Cardholders
Lock Card Feature
- Yes, via PNB Digital App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in July 2025
Card features
- Beginner Friendly
Fees
- Annual fee
- ₱300/year
- Monthly interest
- 3%
- Foreign transaction fee
- 2.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and PNB at posting time
- Cross-border fee
- N/A
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- ₱40 fee for more than 2 PNB credit card payments via non-PNB channels
Eligibility
- Minimum income
- ₱120,000/year
Rewards and cashback
- Card purpose
- Installment
- Earning rate
- N/A
- Network
- Visa
Travel perks
- Travel benefit
- FREE Travel Insurance