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PNB Diamond UnionPay card design
PNBUpdated Sep 7, 2026

PNB Diamond UnionPay

Free Travel Insurance up to ₱10 million

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Annual fee₱3,000/year
NetworkUnionPay
Minimum income₱120,000/year
Best forRewards

Everything important, in one place.

Overview

Provider
PNB
Best for
Free Travel Insurance up to ₱10 million

Fees

Annual fee
₱3,000/year
Monthly interest
3%
Foreign transaction fee
2.50%
Cross-border fee
N/A

Eligibility

Minimum income
₱120,000/year

Rewards and cashback

Card purpose
Rewards
Earning rate
1 Reward Point for every ₱70 spend
Network
UnionPay

Travel perks

Travel benefit
FREE Travel Insurance