Annual fee₱3,000/year
NetworkJCB
Minimum income₱600,000/year
Best forRewards
Everything important, in one place.
Overview
- Provider
- PNB
- Best for
- Rewards
Features
- Free Travel Insurance up to ₱3 million
- Six (6) Complimentary access to the Airport Lounges in Japan and Hawaii
- Eight (8) Complimentary Airport Lounge Access at select lounges worldwide via LoungeKey
- Free access to JCB Lounge located at Universal Studios Japan with priority access to the Flying Dinosaur Attraction
- Automatically convert single-receipt online transactions amounting to at least ₱30,000 into a 3-month, 0%installment plan, subject to a ₱300 one-time processing fee
- No Annual Fee For Life (NAFFL) for all Supplementary Cardholders
Lock Card Feature
- Yes, via PNB Digital App
Card features
- International Airport Lounge
Fees
- Annual fee
- ₱3,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 2.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and PNB at posting time
- Cross-border fee
- TBA
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- ₱40 fee for more than 2 PNB credit card payments via non-PNB channels
Eligibility
- Minimum income
- ₱600,000/year
Rewards and cashback
- Card purpose
- Rewards
- Earning rate
- 1 Reward Point for every ₱70 spend
- 1 Reward Point for every ₱40 spend (for transactions made in Japan and Japanese Yen)
- Network
- JCB
Travel perks
- Travel benefit
- FREE Travel Insurance