PNBUpdated Sep 29, 2026
PNB-PAL Mabuhay Miles World Elite Mastercard
Ten (10) Complimentary Airport Lounge Access per year via Mastercard Travel Pass
Annual fee₱50,000/year
NetworkMastercard
Minimum incomeN/A
Best forTravel
Everything important, in one place.
Overview
- Provider
- PNB
- Best for
- Travel
Features
- Ten (10) Complimentary Airport Lounge Access per year via Mastercard Travel Pass
- Up to 40,000 Mabuhay Miles Welcome Gift
- Complimentary upgrade to Premier Elite Mabuhay Miles membership for the first year
- Get an exclusive year-round PAL online discount
- Birthday gift of 5,000 free Rewards Points
Lock Card Feature
- Yes, via PNB Digital App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in July 2025
Card features
- FREE Travel Insurance
- International Airport Lounge
Fees
- Annual fee
- ₱50,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 2.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and PNB at posting time
- Cross-border fee
- N/A
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- ₱40 fee for more than 2 PNB credit card payments via non-PNB channels
Eligibility
- Minimum income
- N/A
Rewards and cashback
- Card purpose
- Travel
- Earning rate
- 1 Reward Point for every ₱28 spend
- 1 Mabuhay Mile for every ₱28 spend
- Network
- Mastercard
Travel perks
- Travel benefit
- Fast-track Airline Status