PNBUpdated Sep 29, 2026
PNB-PAL Mabuhay Miles World Mastercard
Four (4) Complimentary Airport lounge Access per year via Mastercard Travel Pass
Annual fee₱6,000/year
NetworkMastercard
Minimum income₱2,400,000/year
Best forTravel
Everything important, in one place.
Overview
- Provider
- PNB
- Best for
- Travel
Features
- Four (4) Complimentary Airport lounge Access per year via Mastercard Travel Pass
- Free Travel Insurance up to ₱10 million
- Get 2,000 Mabuhay Miles welcome gift
- Get additional free 10,000 Mabuhay Miles when you spend at PAL
- Get an exclusive year-round PAL online discount
- Priority check-in at PAL Business Class counters for domestic and international flights from NAIA T1 and T2
Lock Card Feature
- Yes, via PNB Digital App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in July 2025
Card features
- International Airport Lounge
Fees
- Annual fee
- ₱6,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 2.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and PNB at posting time
- Cross-border fee
- N/A
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- ₱40 fee for more than 2 PNB credit card payments via non-PNB channels
Eligibility
- Minimum income
- ₱2,400,000/year
Rewards and cashback
- Card purpose
- Travel
- Earning rate
- 1 Reward Point for every ₱30 spend
- 1 Reward Point for every ₱38 spend
- 1 Mabuhay Mile for every ₱30 spend - TBR of P100M and above
- 1 Mabuhay Mile for every ₱38 spend - No Deposit / Below P100M TBR
- 1 Mabuhay Mile for every ₱30 spend - PAL Transactions MCC 3022
- Network
- Mastercard
Travel perks
- Travel benefit
- FREE Travel Insurance