PNBUpdated Sep 7, 2026
PNB-The Travel Club Platinum Mastercard
No Annual Fee For Life (NAFFL)
Annual feeNAFFL
NetworkMastercard
Minimum income₱120,000/year
Best forRewards
Everything important, in one place.
Overview
- Provider
- PNB
- Best for
- No Annual Fee For Life (NAFFL)
Fees
- Annual fee
- NAFFL
- Monthly interest
- 3%
- Foreign transaction fee
- 2.50%
- Cross-border fee
- N/A
Eligibility
- Minimum income
- ₱120,000/year
Rewards and cashback
- Card purpose
- Rewards
- Earning rate
- 1 Reward Point for every ₱40 spend
- Network
- Mastercard
Travel perks
- Travel benefit
- FREE Travel Insurance