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PSBank Credit Mastercard card design
MBTCUpdated Sep 29, 2026

PSBank Credit Mastercard

No Annual Fee For Life (NAFFL)

Apply now
Annual feeNAFFL
NetworkMastercard
Minimum income₱350,000/year
Best forInstallment

Everything important, in one place.

Overview

Provider
MBTC
Best for
Installment

Features

  • No Annual Fee For Life (NAFFL)
  • 0% Installment Programs
  • Send money to any bank via PayNow

Lock Card Feature

  • Yes, via Metrobank App

Disclaimer

All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated on March 11, 2026

Fees

Annual fee
NAFFL
Monthly interest
3%
Foreign transaction fee
3.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Metrobank at posting time

Cross-border fee
1%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱350,000/year

Rewards and cashback

Card purpose
Installment
Earning rate
N/A
Network
Mastercard