RCBCUpdated Oct 13, 2026
RCBC AirAsia Visa
No Annual Fee promo until Dec 31, 2026. T&Cs Apply.
Annual fee₱3,600/year
NetworkVisa
Minimum income₱180,000/year
Best forTravel
Everything important, in one place.
Welcome offers
No Annual Fee promo until Dec 31, 2026. T&Cs Apply.
Overview
- Provider
- RCBC
- Best for
- Travel
Features
- Monthly bonus 300 AirAsia points when you spend at least ₱30,000 per month
- Welcome Gift of 10,000 AirAsia Points with ₱20,000 spend in 60 days
- Instant AirAsia Platinum status with priority check-in, boarding, and baggage for you and your travel companion
Lock Card Feature
- Yes, via RCBC Pulz App
Card features
- NAFFL
Fees
- Annual fee
- ₱3,600/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and RCBC at posting time
- Cross-border fee
- 2.25%
- 2.25% for transactions amounting to ₱1,000 and up
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱180,000/year
Rewards and cashback
- Card purpose
- Travel
- Earning rate
- 2 AirAsia Points for every ₱25 AirAsia purchase
- 1 AirAsia Point for every ₱28 local spend
- 1 AirAsia Point for every ₱22 overseas spend
- Network
- Visa
Travel perks
- Travel benefit
- Low Spend to Miles Earning