RCBCUpdated Oct 12, 2026
RCBC Airmiles Visa Signature
Low Forex Rate of 1.50% (until December 31, 2026)
Annual fee₱5,500/year
NetworkVisa
Minimum income₱1,000,000/year
Best forTravel
Everything important, in one place.
Overview
- Provider
- RCBC
- Best for
- Travel
Features
- Low Forex Rate of 1.50% (until December 31, 2026)
- Up to four (4) Complimentary Airport Lounge Access per year via Priority Pass
- Free Unlimited Airport Lounge Access at PAGSS
- Free Travel Insurance up to ₱20 million
Lock Card Feature
- Yes, via RCBC Pulz App
Card features
- FREE Travel Insurance
- International Airport Lounge
- Low Forex
- Low Spend to Miles Earning
Fees
- Annual fee
- ₱5,500/year
- Monthly interest
- 3%
- Foreign transaction fee
- 1.50%
- 1.50% (until December 31, 2026)
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and RCBC at posting time
- Cross-border fee
- 1.50%
- 1.50% (until December 31, 2026)
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱1,000,000/year
Rewards and cashback
- Card purpose
- Travel
- Earning rate
- 1 Signature Air Mile for every ₱25 overseas in-store or online spend
- 1 Signature Air Mile for every ₱48 local spend
- 1 Signature Air Mile = 1 Asia Miles/Mabuhay Miles/AirAsia Rewards
- Network
- Visa
Travel perks
- Travel benefit
- Airport Lounge in the Philippines