RCBCUpdated Sep 29, 2026
RCBC Hexagon Club Platinum Mastercard
No Annual Fee For Life (NAFFL) for RCBC Hexagon Club Privilege members
Annual feeNAFFL
NetworkMastercard
Minimum incomeN/A
Best forRewards
Everything important, in one place.
Overview
- Provider
- RCBC
- Best for
- Rewards
Features
- No Annual Fee For Life (NAFFL) for RCBC Hexagon Club Privilege members
- Free Unlimited Airport Lounge Access at PAGSS
- Free Travel Insurance up to ₱1 million
- Flexible, non-expiring Rewards Points
- Enjoy a dedicated Business Relationship Manager, priority service, no ATM withdrawal fees and waived branch fees, invitations to exclusive events, and more
Lock Card Feature
- Yes, via RCBC Pulz App
Note
- To apply for the RCBC Hexagon Credit Card, please visit any RCBC branch
Card features
- FREE Travel Insurance
Fees
- Annual fee
- NAFFL
- Monthly interest
- 3%
- Foreign transaction fee
- 3.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and RCBC at posting time
- Cross-border fee
- 2.25%
- 2.25% for transactions amounting to ₱1,000 and up
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- N/A
Rewards and cashback
- Card purpose
- Rewards
- Earning rate
- 1 Reward Point for every ₱36 spend at discretionary merchants including dining, shopping, travel, and more
- 1 Reward Point for every ₱125 spend on service merchants including supermarkets, drugstores, and gas stations
- 1 Reward Point for every ₱250 utility bill payment via Fast BillsPay
- Network
- Mastercard
Travel perks
- Travel benefit
- Airport Lounge in the Philippines