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RCBC JCB Gold card design
RCBCUpdated Sep 7, 2026

RCBC JCB Gold

Free Travel Insurance up to ₱50,000

Apply now
Annual fee₱3,000/year
NetworkJCB
Minimum income₱500,000/year
Best forRewards

Everything important, in one place.

Overview

Provider
RCBC
Best for
Free Travel Insurance up to ₱50,000

Fees

Annual fee
₱3,000/year
Monthly interest
3%
Foreign transaction fee
3.50%
Cross-border fee
2.25%

Eligibility

Minimum income
₱500,000/year

Rewards and cashback

Card purpose
Rewards
Earning rate
1 Reward Point for every ₱36 spend at discretionary merchants including dining, shopping, travel, and more
Network
JCB

Travel perks

Travel benefit
FREE Travel Insurance