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RCBC JCB Platinum card design
RCBCUpdated Sep 7, 2026

RCBC JCB Platinum

Enjoy free & unlimited use of Airport Lounges in Japan, Hawaii and China and up to two times per card in one year in Hong Kong, Singapore, Korea and Thailand

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Annual fee₱3,600/year
NetworkJCB
Minimum income₱1,000,000/year
Best forRewards

Everything important, in one place.

Overview

Provider
RCBC
Best for
Enjoy free & unlimited use of Airport Lounges in Japan, Hawaii and China and up to two times per card in one year in Hong Kong, Singapore, Korea and Thailand

Fees

Annual fee
₱3,600/year
Monthly interest
3%
Foreign transaction fee
3.50%
Cross-border fee
2.25%

Eligibility

Minimum income
₱1,000,000/year

Rewards and cashback

Card purpose
Rewards
Earning rate
1 Reward Point for every ₱25 retail spend in Japan
Network
JCB

Travel perks

Travel benefit
FREE Travel Insurance