Annual fee₱6,000/year
NetworkVisa
Minimum income₱2,000,000/year
Best forRewards
Everything important, in one place.
Overview
- Provider
- RCBC
- Best for
- Rewards
Features
- Free Unlimited Airport Lounge Access at PAGSS
- Free Travel Insurance up to ₱5 million
- 100,000 Welcome Rewards Points for first-time RCBC Credit Cardholders
- 20,000 Bonus Points yearly with ₱1 million spend in 12 months and full Annual Fee payment
Lock Card Feature
- Yes, via RCBC Pulz App
Card features
- FREE Travel Insurance
Fees
- Annual fee
- ₱6,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and RCBC at posting time
- Cross-border fee
- 2.25%
- 2.25% for transactions amounting to ₱1,000 and up
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱2,000,000/year
Rewards and cashback
- Card purpose
- Rewards
- Earning rate
- 5 Rewards Points for every ₱30 overseas in-store and online spend
- 3 Rewards Points for every ₱30 local online spend
- 1 Reward Point for every ₱30 card usage on other transactions including purchases at supermarkets, drugstores, and gas stations
- 1 Reward Point for every ₱250 utility bill payment via Fast BillsPay
- Network
- Visa
Travel perks
- Travel benefit
- Airport Lounge in the Philippines