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RCBC Visa Platinum card design
RCBCUpdated Sep 29, 2026

RCBC Visa Platinum

Visa

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Annual fee₱5,000/year
NetworkVisa
Minimum income₱1,000,000/year
Best forVisa

Everything important, in one place.

Overview

Provider
RCBC
Best for
Visa

Notes

  • Please be advised that RCBC has discontinued accepting new applications for the RCBC Visa Platinum
  • If you're interested in this card or similar perks, you may consider applying for an RCBC Arimiles Visa Signature

# Features

  • Free Unlimited Airport Lounge Access at PAGSS
  • Free Travel Insurance up to ₱5 million

Lock Card Feature

  • Yes, via RCBC Pulz App

Fees

Annual fee
₱5,000/year
Monthly interest
3%
Foreign transaction fee
3.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and RCBC at posting time

Cross-border fee
2.25% for transactions amounting to ₱1,000 and up

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱1,000,000/year

Rewards and cashback

Card purpose
Visa
Earning rate
1 Preferred Air Mile for every ₱25 overseas in-store or online spend
  • 1 Preferred Air Mile for every ₱48 local spend
  • 1 Preferred Air Mile = 1 Asia Miles/Mabuhay Miles/AirAsia Rewards
Network
Visa