RCBCUpdated Oct 13, 2026
RCBC World Mastercard
No Annual Fee promo until Dec 31, 2026. T&Cs Apply.
Annual fee₱6,000/year
NetworkMastercard
Minimum income₱2,000,000/year
Best forRewards
Everything important, in one place.
Welcome offers
No Annual Fee promo until Dec 31, 2026. T&Cs Apply.
Overview
- Provider
- RCBC
- Best for
- Rewards
Features
- Free Unlimited Airport Lounge Access at PAGSS
- One (1) Complimentary Airport Lounge Access per year via Priority Pass
- Free Travel Insurance
- No Annual Fee For Life (NAFFL) for up to nine (9) Supplementary Cardholders
Lock Card Feature
- Yes, via RCBC Pulz App
Card features
- FREE Travel Insurance
- International Airport Lounge
- NAFFL
Fees
- Annual fee
- ₱6,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and RCBC at posting time
- Cross-border fee
- 2.25%
- 2.25% for transactions amounting to ₱1,000 and up
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱2,000,000/year
Rewards and cashback
- Card purpose
- Rewards
- Earning rate
- Earn 1 Reward Point for every ₱10 international (in-store or online)
- Earn 1 Reward Point for every ₱30 local spend
- Network
- Mastercard
Travel perks
- Travel benefit
- Airport Lounge in the Philippines