RCBCUpdated Oct 19, 2026
RCBC ZALORA Mastercard
₱5,000 ZALORA credits when you spend ₱30,000 within 60 days from card delivery
Annual fee₱4,000/year
NetworkMastercard
Minimum income₱250,000/year
Best forCashback
Everything important, in one place.
Overview
- Provider
- RCBC
- Best for
- Cashback
Features
- ₱5,000 ZALORA credits when you spend ₱30,000 within 60 days from card delivery
- 6% Cashback on ZALORA & other online purchases
- 2% Cashback on other online purchases
- Earn non-expiring Rewards Points for all your purchases
- 1 year unlimited ZNow free shipping, renewable with ₱200,000 annual spend
Lock Card Feature
- Yes, via RCBC Pulz App
Card features
- Shopping
Fees
- Annual fee
- ₱4,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and RCBC at posting time
- Cross-border fee
- 2.25%
- 2.25% for transactions amounting to ₱1,000 and up
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱250,000/year
Rewards and cashback
- Card purpose
- Cashback
- Earning rate
- 1 Reward Point for every ₱50 Non-ZALORA & Non-online spend
- Network
- Mastercard