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Security Bank Gold Mastercard card design
SECBUpdated Oct 12, 2026

Security Bank Gold Mastercard

Earn points with every spend

Apply now
Annual fee₱2,500/year
NetworkMastercard
Minimum income₱480,000/year
Best forRewards

Everything important, in one place.

Overview

Provider
SECB
Best for
Rewards

Features

  • Earn points with every spend

Lock Card Feature

  • Yes, via Security Bank App

Fees

Annual fee
₱2,500/year
Monthly interest
3%
Foreign transaction fee
2.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Security Bank at posting time

Cross-border fee
1.50%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱480,000/year

Rewards and cashback

Card purpose
Rewards
Earning rate
1 BetterBanking Point for every ₱20 spend
Network
Mastercard