SECBUpdated Oct 19, 2026
Security Bank Platinum Mastercard
Two (2) Complimentary Airport Lounge Access per year via Mastercard Travel Pass
Annual fee₱4,000/year
NetworkMastercard
Minimum income₱780,000/year
Best forRewards
Everything important, in one place.
Overview
- Provider
- SECB
- Best for
- Rewards
Features
- Two (2) Complimentary Airport Lounge Access per year via Mastercard Travel Pass
- Free Travel Insurance up to ₱10 million
- Dual currency billing – pay in USD and PHP
Lock Card Feature
- Yes, via Security Bank App
Fees
- Annual fee
- ₱4,000/year
- Monthly interest
- 3%
- Foreign transaction fee
- 2.50%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Security Bank at posting time
- Cross-border fee
- 1.50%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱780,000/year
Rewards and cashback
- Card purpose
- Rewards
- Earning rate
- 2 BetterBanking Points for every ₱20 spend
- Network
- Mastercard
Travel perks
- Travel benefit
- International Airport Lounge