Back to all cards
Security Bank Wave Mastercard card design
SECBUpdated Sep 29, 2026

Security Bank Wave Mastercard

No Annual Fee For Life (NAFFL)

Apply now
Annual feeNAFFL
NetworkMastercard
Minimum income₱360,000/year
Best forCashback

Everything important, in one place.

Overview

Provider
SECB
Best for
Cashback

Features

  • No Annual Fee For Life (NAFFL)
  • 1% Cashback on online purchases – minimum ₱1,000 spend required
  • Lower interest rate of 2.50%

Lock Card Feature

  • Yes, via Security Bank App

Card features

  • Online Spend

Fees

Annual fee
NAFFL
Monthly interest
2.5%
Foreign transaction fee
2.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Security Bank at posting time

Cross-border fee
1.50%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱360,000/year

Rewards and cashback

Card purpose
Cashback
Network
Mastercard

Cashback

  • Cashback of up to ₱250/month