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Security Bank World Mastercard card design
SECBUpdated Oct 19, 2026

Security Bank World Mastercard

Unlimited Airport Lounge Access at A Lounge, Marhaba, and PAGSS

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Annual fee₱5,000/year
NetworkMastercard
Minimum income₱3,000,000/year
Best forRewards

Everything important, in one place.

Overview

Provider
SECB
Best for
Rewards

Features

  • Unlimited Airport Lounge Access at A Lounge, Marhaba, and PAGSS
  • Six (6) Complimentary Airport Lounge Access per year via Mastercard Travel Pass
  • Free Travel Insurance up to ₱10 million
  • Dual currency billing – pay in USD and PHP

Lock Card Feature

  • Yes, via Security Bank App

Card features

  • FREE Travel Insurance
  • International Airport Lounge
  • Travel

Fees

Annual fee
₱5,000/year
Monthly interest
3%
Foreign transaction fee
2.50%

Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and Security Bank at posting time

Cross-border fee
1.50%

Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)

Multiple Payment Fee

  • N/A

Eligibility

Minimum income
₱3,000,000/year

Rewards and cashback

Card purpose
Rewards
Earning rate
3 BetterBanking Points for every ₱20 spend
Network
Mastercard

Travel perks

Travel benefit
Airport Lounge in the Philippines