UBUpdated Sep 29, 2026
UnionBank Cash Back Visa Platinum
6% Cashback on supermarket purchases
Annual fee₱4,500/year
NetworkVisa
Minimum income₱180,000/year
Best forCashback
Everything important, in one place.
Overview
- Provider
- UB
- Best for
- Cashback
Features
- 6% Cashback on supermarket purchases
- Up to 2% Cashback on Meralco bill payments through UnionBank Online
- 0.20% Cashback on all other purchases
Lock Card Feature
- Yes, via UnionBank App
Disclaimer
All trademarks are the property of their respective banks. Information is sourced from each bank’s official website and was last updated in July 2025
Card features
- Groceries
- Utilities
Fees
- Annual fee
- ₱4,500/year
- Monthly interest
- 3%
- Foreign transaction fee
- 3.525
- 3.525%
Note: Forex fee applies to the converted amount based on the prevailing rate of your card network and UnionBank at posting time
- Cross-border fee
- 1
- 1.00%
Note: Cross-border fees apply for purchases from merchants outside the Philippines, even if charged in Philippine Peso (₱)
Multiple Payment Fee
- N/A
Eligibility
- Minimum income
- ₱180,000/year
Rewards and cashback
- Card purpose
- Cashback
- Network
- Visa
Cashback
- Cashback of up to ₱15,000/year